Ash App $12.5M settlement: who qualifies, key dates, how to claim

TL;DR:

There are two different Cash App settlements in 2025.
Spam-text case: preliminary approval July 29, 2025, $12.5M fund.
Data-breach case: final approval March 27, 2025, separate site and rules.
Spam-text claim deadline is October 27, 2025, hearing December 2, 2025.
Expect modest per-person payouts, timing depends on court approval.

Cash App users saw a wave of headlines in 2025 about payouts. Not all the stories refer to the same case. There are two separate legal tracks. One involves alleged unsolicited referral texts in Washington state. The other involves a 2021 data incident linked to Cash App Investing. Know which applies to you before you act.

What happened

On July 29, 2025, a Washington state court granted preliminary approval to a $12.5 million class settlement over text messages tied to Cash App’s “Invite Friends” program. Plaintiffs said the messages were unlawful under state advertising and consumer laws. Block, Cash App’s parent, denies wrongdoing, but agreed to resolve the case. A final approval hearing is set for December 2, 2025. Claims are due by October 27, 2025.

Separately, the “Cash App Security Settlement” concerns a data event disclosed in April 2022 that affected Cash App Investing customers. That settlement received final approval on March 27, 2025. It has its own official website, deadlines, and payment process.

Who is eligible

Spam-text case, Washington

Eligibility focuses on Washington residents who received Cash App referral texts within defined dates. Public summaries say estimated payments could fall in the $88 to $147 range, but the final amount depends on the number of valid claims and costs. Always check the official notice for precise class definitions before filing.

Cash App Investing data-incident case

This class is different. It relates to certain Cash App Investing customers notified after the December 2021 incident. The settlement site confirms the case status and explains who may receive compensation.

Key dates and deadlines

July 29, 2025, preliminary approval of the $12.5M spam-text settlement.
October 27, 2025, last day to submit a claim in the spam-text case.
December 2, 2025, final approval hearing in the spam-text case.
March 27, 2025, final approval for the Cash App Investing data-incident settlement.

How to claim

For the spam-text case, follow the claim instructions on the official settlement notice or court-approved site when available. Avoid third-party forms unless linked by the settlement administrator. For the Cash App Investing case, use the official “Cash App Security Settlement” site and follow its FAQs for documentation and status.

Expected payout size and timing

Payouts depend on how many people file valid claims and the court’s final approval. Media summaries have quoted rough per-person figures for the spam-text case, but those are estimates. No one can guarantee an exact amount until the court signs the final order and all claims are processed. The data-incident case already has final approval, so payments there depend on the administrator’s timeline.

How this fits a bigger regulatory picture

In January 2025, Block faced combined state and federal actions over Cash App compliance, including refunds and fines. These were regulatory matters, not the same as the spam-text or data-incident settlements, but they show rising scrutiny on peer-to-peer payment platforms. Keep these distinctions clear to avoid confusion.

Common pitfalls

Mixing up cases. Spam-text and data-incident settlements have different classes and rules.
Relying on viral “$147 for everyone” posts. Treat such figures as estimates, not guarantees.
Missing deadlines. Mark October 27, 2025, for the spam-text claim.

Quick checklist

Step	What to do
1	Identify which case applies to you.
2	Read the official class definition and notice.
3	Gather any required documentation.
4	File before the listed deadline.
5	Watch for court updates after the hearing date.

Why it matters

Settlements will not make everyone whole, but they can offset costs and send a clear message about privacy and marketing consent. If you received texts in Washington or were in the Investing data class, checking eligibility could be worth your time.

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